Post-Storm Damage Documentation Template
A photo grid and incident-log template that adjusters love. Fill it in before any contractor touches your roof.
Use this template within 48 hours of a storm. Carriers reward homeowners who document well. The more organized your file, the smoother the claim.
Storm details
- Storm name: _________________________________
- Date of impact: _________________________________
- Time impact began (approx.): _________________________________
- Sustained wind speed (NWS report, if available): _________________________________
- Peak gust observed: _________________________________
- Rainfall total: _________________________________
Property and policy
- Property address: _________________________________
- Insurance carrier: _________________________________
- Policy number: _________________________________
- Agent name and phone: _________________________________
- Claim number (once filed): _________________________________
Exterior photo log
For each photo, jot the time and a one-line description. Wide shots first, then close-ups.
| # | Time | Description |
|---|---|---|
| 1 | Front of house, wide shot | |
| 2 | Right side of house, wide shot | |
| 3 | Back of house, wide shot | |
| 4 | Left side of house, wide shot | |
| 5 | Roof, front pitch | |
| 6 | Roof, right pitch | |
| 7 | Roof, back pitch | |
| 8 | Roof, left pitch | |
| 9 | Close-up: any visible damage #1 | |
| 10 | Close-up: any visible damage #2 | |
| 11 | Close-up: any visible damage #3 | |
| 12 | Yard debris and projectile sources |
Interior photo log
Walk every room, take a ceiling photo and a wide shot. Note new stains or wetness.
| Room | Ceiling photo? | New damage? | Notes |
|---|---|---|---|
| Kitchen | |||
| Living room | |||
| Master bedroom | |||
| Bedroom 2 | |||
| Bedroom 3 | |||
| Bathrooms | |||
| Garage | |||
| Attic |
Communication log
Every call, email, and text related to this claim, in chronological order.
| Date | Time | Who | What was discussed | Next step |
|---|---|---|---|---|
Receipts and expenses
Anything you've paid out of pocket because of the storm (tarps, plywood, hotels, food, emergency tarping, etc.). Save receipts.
| Date | Vendor | Item | Amount |
|---|---|---|---|
| $ | |||
| $ | |||
| $ | |||
| $ | |||
| $ | |||
| Total: $ ___ |
Adjuster meeting
- Adjuster name: _________________________________
- Adjuster company: _________________________________
- Adjuster phone: _________________________________
- Meeting date/time: _________________________________
- Items the adjuster did not document (for supplement filing): _________________________________
Need help? Storm Authority meets adjusters on-site for our customers as part of every storm damage job, so nothing gets missed. Call or text (813) 696-3360 for a free post-storm inspection.
Storm Authority, License #CCC1337646.
Have questions about this checklist?
Our team is happy to walk through any item with you. Call, text, or request a free on-site review.